Reverse Mortgages in Denver, Colorado.
Meet Brian Hinton.
Mortgage Broker: Traditional & Reverse
Denver, Colorado Reverse Mortgage Lenders
Zero Point Mortgage Services is a local Colorado mortgage brokerage firm founded on the principle of providing a better mortgage experience for clients through transparency, honesty, and integrity. Brian and his team pride themselves on the personalized service and commitment for each and every borrower.
Each of our originators has a team of experienced professionals who are familiar with the specific needs of homeowners in Adams, Arapahoe, and Douglas Counties. We can walk you through the questions you’re certain to have and the process, should you decide to utilize your home’s value to create more cash flow in retirement.
How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater Aurora area.
4,114 people in or within 10 miles of Denver already have a reverse mortgage and are familiar with the benefits of the loan. In just the last 12 months 825 more homeowners took out a federally-insured reverse mortgage.
In 2021, the median home value in Denver, Colorado is approximately $580,678. The current maximum lending limit for FHA-insured reverse mortgages is $1,089,300. This means nearly all homes in the greater Aurora* area would see most, if not all of their full home value considered in the calculation of the potential maximum reverse mortgage loan benefit. Homes above $1,089,300 may choose to apply for a private jumbo reverse mortgage for higher-valued properties.
Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers; based on the home’s appraised value, the age of the youngest borrower or named non-borrowing spouse, and the current/starting effective interest rate.
About Denver, Colorado
Denver is the largest city and capital of Colorado. Situated on the edge of the High Plains and near the great Rocky Mountains, the vast majority of the state’s population lives in the greater Denver metro.
Pike’s Peak Gold Rush attracted several prospectors to the banks of the South Platte River in 1858, in what was then named the Kansas Territory. A short time later the mining town of Montana City was established where Denver sits today. This settlement was later to become Colorado’s largest city. The city’s present name comes from a competing settlement, which one of the founders named Denver City, to gain the favor of the Kansas Territorial Governor James. W. Denver. Three years later in 1861, the Colorado Territory was created along with Arapahoe County. Denver City served as the county seat for 41 years, until the consolidation of several counties.
Contact your city of Denver and Denver County reverse mortgage lender today.
Brian Hinton and his team at Zero Point Mortgage Services are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.
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